Investor Profile ISA

investmentJaskarn Pawar, Independent Financial Advisor at Investor Profile talks about … what age should you have an ISA?

ISAs are available at any age to UK investors. This is because there are different types of ISAs that are made available to different age groups.

Children, from when they are born are eligible for a Junior ISA. Once they reach 16 they can take out their own Cash ISA. Once they reach 18 they can have a full blown Stocks and Shares ISA. At 16 you can also take out a Help to Buy ISA which is specifically intended for those looking to get some help getting on to the housing ladder.

With ISAs, or any tax saving help from the Government, it’s always a good idea to get in as soon as you possibly can. Save hard (as much as you can) and save well (keep it in there) and the tax benefits will definitely do their thing for you.

To give you an idea, if you saved up £100pm from the age of 18 in a Stocks and Shares ISA and it grew by 6% a year for 30 years, you would have just under £100,000 at the age of just 48. The beauty of that is that you will have only invested £36,000 of your own money.

For more about which ISA will suit your needs, contact Jaskarn Pawar on 01604 211234 or book a half hour financial advice appointment for just £40* now using our online booking service –



*If you have a report written for you, the £40 will be refunded off your report fee.  Report fees are charged between £250 – £275.

Blog by Jaskarn Pawar

Jaskarn Pawar is an experienced and award winning Chartered and Certified Financial Planner. He advises people all over the UK on financial planning and wealth management issues to help them reach solutions to fit their personal needs. You can contact Jaskarn on 01604 211234 or by e-mail on