Money Management


As we look ahead to what will hopefully be an exciting and positive 2016 for everyone, it is resolution spending-and-savingtime of year again. I think the boring thing to do would be for me to say that you should be planning what to do with your money and how you’re going to do it, and then most importantly actually doing it.

In all honesty, I probably spend about as much time telling people to spend more money as I do advising them to invest and save more money. At least it feels like that anyway.

 I spend a lot of time both on these blogs and talking to actual people planning their finances and working out how best to use the assets and resources they have available to them.

On the basis that readers of this blog will fall into the camp of either having too much money or not enough money, with a few sitting on the fence, then I’m going to suggest to those who have ‘too much money’ to spend a little on yourself.

I’m going to suggest to those with the foresight and discipline of having saved all their life that have a good amount of money to spend a little on themselves.

 If you set one resolution for yourself this year, I would suggest to you that it should be to spend a little money on yourself, if you’ve been good enough to have saved and invested and accumulated enough wealth to be able to treat yourself.

 You see … saving and investing is a habit, so once you get into the habit it’s actually quite easy to build wealth. What is not so easy is spending it, because you’re not used to it. But it’s fun!

It doesn’t have to be big or expensive, just meaningful enough to make you feel like all those years of hard work were worth it.

Jaskarn Pawar is an Independent Chartered Financial Planner with Investor Profile.

For more information about Financial Planning, please do not hesitate to contact:Investor Profile on: 01604 211234  or

Blog by Jaskarn Pawar

Jaskarn Pawar is an experienced and award winning Chartered and Certified Financial Planner. He advises people all over the UK on financial planning and wealth management issues to help them reach solutions to fit their personal needs. You can contact Jaskarn on 01604 211234 or by e-mail on