Grand CanyonHigh investment returns are courted by many an investor

What if your investments never beat the markets but you still achieved all of your personal goals?

This was the question put to us at a recent seminar and it is an interesting one. Clients of Investor Profile will know that placing personal financial planning importance on your investments is far more useful than placing ego ahead of everything else.

Human nature would lead us to want to beat the markets. We want more than is realistically possible. That is where I believe ego gets in the way of sensible planning.

Knowing how much return you need and why you are even investing can lead you to make much smarter decisions about investing. Very rarely do I come across a client that simply wants the highest return possible. Most need a combination of returns and security of assets.

Whether you beat the market or not is ultimately a short term high. It’s what you do with the money you accumulate that really counts. That’s the stuff that you will take with you, or leave behind, as memories of a life lived.

Blog by Jaskarn Pawar

Jaskarn Pawar is an experienced and award winning Chartered and Certified Financial Planner. He advises people all over the UK on financial planning and wealth management issues to help them reach solutions to fit their personal needs. You can contact Jaskarn on 01604 211234 or by e-mail on