I think retirement financial advice is completely misunderstood in this country.
In fact, the concept of retirement has such a strong image amongst people that it is difficult to portray it in any other way.
To me, retirement happens when you can afford to not have to work. It is the point in your life at which you have enough money coming in from other sources to stop having to earn it by going to work every day. So really, retirement is simply the point in your life when you stop having to go to work. Most people I know would love to be in that position.
So retirement financial advice really deals with three basic issues:
- What should I do with my money to get me to retirement?
- What should I do with my money when I get to retirement?
- What should I do with my money when I am in retirement?
Put simply, it really is just good quality financial planning advice. For too long it has been misunderstood by financial advisers themselves. Most of the industry has thought planning for retirement and giving retirement financial advice is about investing in pensions, getting old, stopping work. Rubbish!
To me retirement financial advice is about people, it is about their vision for their future, it is about their dreams for their desired lifestyle and it is about helping them get there sooner rather than later.
The retirement planning strategy is what Investor Profile specialises in. We can take time to understand your vision for the future and how your financial position will interact with that. Once we know what you want we can arrange your finances in a way that will complement your lifestyle and need for income on an ongoing basis.
Why not contact us today to see how we could help you.